Andy Tolbert, an Orlando foreclosure expert, was recently quoted by Smartmoney.com on AOL offering her expertise on obtaining a loan on a foreclosed property.

Orlando, Fla.- February 29, 2008- Recent AOL article by Smartmoney.com associate editor Stacy Bradford featured Orlando real estate foreclosure expert Andy Tolbert. Bradford’s article discusses the five things you should know before buying a foreclosure property.

“While it’s always a good idea to get pre-approved for a mortgage before you start shopping for a home, it’s even more critical when you’re shopping for foreclosed properties. Even if you have stellar credit, some lenders won’t make a loan on a distressed property,” Andy Tolbert, a Sanford, Fla. based real estate investor who specializes in foreclosed properties, said. “Other lenders will only offer a mortgage if the house is in decent condition,” Tolbert added.

“If your loan officer is willing to make a loan on a foreclosed property, find out what criteria the home needs to meet in order to qualify for a mortgage. You can expect the lender to allow cosmetic repairs, but be unforgiving of termites and other serious fixes,” Tolbert continued.

To view the full article visit http://money.aol.com/top5/realestate/buying-a-foreclosure.

About Andy Tolbert:

Andy Tolbert has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998, has been training others for over six years and has personally been investing in real estate for nine years. Andy Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 22 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost six years. Andy Tolbert is founder and immediate past president of Investors Resource Center, Orlando. For more information on Andy Tolbert visit www.AndyTolbert.com.

Andy Tolbert gives Orlando Realtors advice for the Orlando real estate market in 2008.

Orlando, Fl- January 17, 2008- Foreclosure Training Expert, Andy Tolbert, has presented her series of real estate classes across the state of Florida and has vowed to “help agents that truly want to become more successful in their chosen fields.” Recently, the Orlando Regional Realtor Association turned to Andy Tolbert for her New Year’s Resolution and what Realtors needed to do in 2008 to be successful.

“I resolve to reach out to more agents and other real estate professionals and show them the silver lining in our current market and how to succeed in it. I am planning on getting more of my trainings approved by DBPR and FREC to be able to give continuing education credits for the agents that truly want to become more successful in their chosen fields. My message: Don’t give up!”

Recent news had shown Orlando in a real estate slump. But when asked about today’s market, Tolbert said, “Many economic indicators are showing positive signs in the Central Florida market, it’s now up to the real estate professionals to trust that the market has turned and begin to spread that message. As long as the public believes it’s bad, it will continue to be bad.”

For more information on Andy Tolbert or to signup for her real estate classes visit www.AndyTolbert.com.

About Andy Tolbert:

Andy Tolbert has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998, has been training others for over six years and has personally been investing in real estate for nine years. Andy Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 22 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost six years. Andy Tolbert is founder and immediate past president of Investors Resource Center, Orlando.

Agent Direct News selected Andy Tolbert to be a part of their “Network of Experts” Featured Writers and Experts.

Orlando, Fla. – January 16, 2008 – Orlando foreclosure expert, Andy Tolbert was recently selected to be a part of Agent Direct News panel of experts. Agent Direct News is the nation’s largest direct-mail real estate newspaper. With a print circulation of 150,000 and an online e-newsletter that reaches 200,000 people it specializes in providing sales, marketing and technology content for real estate agents as well as builders and developers.

Andy Tolbert will not only be featured on the Agent Direct News site, but her expert status will include 1 article a month in their national newspaper as well as 1 webinar per quarter. Andy Tolbert’s first scheduled webinar with Agent Direct News is Tuesday, February 19th.

“This is a great opportunity for me to help more agents understand both the foreclosure market as well as the investment property market. It’s up to us as professionals to do what we can to help turn this market around quickly, and I’ve pledged to do my part by educating real estate professionals in their chosen field,” Andy Tolbert said.

For more information about Andy Tolbert visit www.AndyTolbert.com

For more information about Agent Direct News visit www.agentdirectnews.com.

About Andy Tolbert:

Andy Tolbert has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998, has been training others for over six years and has personally been investing in real estate for ten years. Andy Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 22 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost six years. Andy Tolbert is founder and immediate past president of Investors Resource Center, Orlando.
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Bank of America Sponsors Real Estate Foreclosure Class

Orlando, Fla. – December 19, 2007- Bank of America recently announced their sponsorship of Foreclosure Feast, a 3-hour continuing education course for real estate agents in Florida, taught by real estate expert Andy Tolbert. This class helps real estate agents better understand today’s market and help clients who are involved in foreclosure.

Attendees can expect to learn about ‘short sales,’ an option for people in foreclosure that owe more money on their house than what the market says it’s worth, as well as different strategies for buyers and sellers to decrease hassle and stress throughout the process.

“Everyone realizes the potential effects of the foreclosure situation in Florida. I think that a large institution like Bank of America sponsoring an educational event for the local real estate professionals shows a commitment to doing their part to help homeowners in every way possible,” Tolbert said.

“Due to the amount of foreclosure and short sales going on in the Florida market, we felt that realtors needed education in this area. Andy has a lot of knowledge and expertise in dealing with this type of market. Realtors can avoid potential problems if they use this information,” Bank of America Representative Elizabeth Allen said.

To date, Bank of America has sponsored three events all over Florida, Palm Coast/ Flagler County, Deltona/ West Volusia and Daytona Beach, and will be sponsoring an upcoming event in January in St. Augustine.

For more information about Andy Tolbert or to sign up for Foreclosure Feast visit www.AndyTolbert.com.

About Andy Tolbert:

Andy has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998 and has been training others for over 5 years. Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 20 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost 6 years. Tolbert is also a founder of Investors Resource Center, Orlando.

Andy Tolbert, Orlando Real Estate Foreclosure Expert, Featured Guest on National Radio Show

Orlando, Fla. – December 18, 2007- Andy Tolbert was recently featured on the JT Foxx Show, a nationally broadcasted show on real world topics Americans are facing. Because of the direct and honest approach they take on the show, the JT Foxx Show has gained national recognition being compared to shows such as Bill O’Reilly and John Stewart.

Tolbert, rumored to be a recurring guest on the show, was questioned about Florida’s real estate market and the current foreclosure situation.

“The truth is that people in every part of America are closely watching the Florida real estate market as an indicator of what’s to come in the next few years… everyone’s interested,” Tolbert said.

The show aired December 15 and December 16 on 560 AM WIND.

For more details about the show or for archived shows visit www.jtfoxxshow.com, for more information about Andy Tolbert visit www.AndyTolbert.com.

About Andy Tolbert:

Andy has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998 and has been training others for over 5 years. Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 20 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost 6 years. Tolbert is also a founder of Investors Resource Center, Orlando.

Andy Tolbert, the blue jeans broker, has been in real estate for over a decade, now she and her husband Tim Tolbert lend real estate agents a hand with their Real Estate Mastermind Group.

Orlando, Fla. – October 25, 2007- Although the real estate market may be slow, local real estate agents are turning to Andy Tolbert to boost their income in this otherwise down market. The Real Estate Mastermind Group, led by Andy Tolbert and her husband Tim Tolbert, allows members to gain insight through real-life, real-time, hands-on coaching for what it takes to maintain and grow their income in a market where many others are struggling.

“If you are an agent that loves the business you’re in, and you’re ready to not only excel as an agent, but also add the element of personal investing to ensure your future as well as your present success this group is for you,” said Tolbert.

Tolbert’s Real Estate Mastermind Group meets in person once a month for a 4-hour session. Members also receive special negotiated discounts, a 60 minute conference call per month as well as email consulting.

For more information or to sign up for Andy Tolbert’s Real Estate Mastermind Group visit www.AndyTolbert.com or contact Stacy Dunn at 407-328-0970 or Stacy@Compass123.com.

About Andy Tolbert:

Andy has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998 and has been training others for over 5 years. Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 20 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost 6 years. Tolbert is also the founder of Investors Resource Center, Orlando.

Real estate expert, Andy Tolbert, the blue jeans broker, reveals foreclosure tips and secrets during her Foreclosure Symposium November 9, 2007 at 8:30 a.m. in Miami, Fla.

Orlando, Fla. – October 25, 2007— The Foreclosure Symposium is a one-day real estate class divided into three distinct seminars taught by real estate expert Andy Tolbert. Throughout the day, attendees will learn foreclosure strategies as well as how to negotiate short sales with lenders.

Attendees can also expect to learn how to understand foreclosure documents, risks to the seller and agent in a foreclosure transaction such as deficiency judgments and income tax considerations as well as how to attract both foreclosure buyers and sellers.

“The foreclosure market will continue to be a big factor in our market for many year, the savvy agent and investor can niche in foreclosures and stay very busy in today’s world,” said Tolbert.

Class highlights will include the stages of the foreclosure process, the benefits of being an investor in foreclosure properties and the secret places Tolbert uses to find properties under value. The class is $69 for the entire day and attendees can bring their spouse.

For more information about Andy Tolbert or for information on how to sign up for the class, visit www.AndyTolbert.com. Contact Stacy Dunn at 407-328-0970 for special group discounts.

About Andy Tolbert:

Andy Tolbert has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998, has been training others for over five years and has personally been investing in real estate for eight years. Andy Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 20 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost six years. Andy Tolbert is also the founder of Investors Resource Center, Orlando.

Real estate expert, Andy Tolbert, the blue jeans broker, reveals foreclosure tips and secrets during her Foreclosure Symposium November 3, 2007 at 8:30 a.m. in Orlando, Fla.

Orlando, Fla. – October 24, 2007— The Foreclosure Symposium is a one-day real estate class divided into three distinct seminars taught by real estate expert Andy Tolbert. Throughout the day, attendees will learn foreclosure strategies as well as how to negotiate short sales with lenders.

Attendees can also expect to learn how to understand foreclosure documents, risks to the seller and agent in a foreclosure transaction such as deficiency judgments and income tax considerations as well as how to attract both foreclosure buyers and sellers.

“The foreclosure market will continue to be a big factor in our market for many year, the savvy agent and investor can niche in foreclosures and stay very busy in today’s world,” said Andy Tolbert.

Class highlights will include the stages of the foreclosure process, the benefits of being an investor in foreclosure properties and the secret places Andy Tolbert uses to find properties under value. The class is $69 for the entire day and attendees can bring their spouse.

For more information about Andy Tolbert or for information on how to sign up for the class, visit www.AndyTolbert.com. Contact Stacy Dunn at 407-328-0970 for special group discounts.

About Andy Tolbert:

Andy Tolbert has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998, has been training others for over five years and has personally been investing in real estate for eight years. Andy Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 20 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost six years. Andy Tolbert is also the founder of Investors Resource Center, Orlando.

Real estate expert, Andy Tolbert, the blue jeans broker, reveals foreclosure tips and secrets during her Foreclosure Symposium September 12, 2007 at 8:30 a.m. in Orlando, Fla.

Orlando, Fla. – September 4, 2007— The Foreclosure Symposium is a one-day real estate class divided into three distinct seminars taught by real estate expert Andy Tolbert. Throughout the day, attendees will learn foreclosure strategies as well as how to negotiate short sales with lenders.

Attendees can also expect to learn how to understand foreclosure documents, risks to the seller and agent in a foreclosure transaction such as deficiency judgments and income tax considerations as well as how to attract both foreclosure buyers and sellers.

I show attendees how to “buy properties anywhere from 10%, 20%, 30%, to 40% or more below market value,” said Andy Tolbert.

Class highlights will include the stages of the foreclosure process, the benefits of being an investor in foreclosure properties and the secret places Andy Tolbert uses to find properties under value. The class will be $49 for the entire day and attendees can bring a guest.

For more information about Andy Tolbert or for information on how to sign up for the class visit www.AndyTolbert.com or contact Stacy Dunn at 407-328-0970.

About Andy Tolbert:

Andy Tolbert has been in the real estate industry for over a decade. She has been in the mortgage business since 1995, holds an active real estate license since 1998, has been training others for over five years and has personally been investing in real estate for eight years. Andy Tolbert’s specialty is investor financing and restructuring to maximize profitability and cash flow. She and her husband Tim have a combined 20 years of mortgage experience and owned their own FHA approved Correspondent Lender for almost six years. Andy Tolbert is founder and president of Investors Resource Center, Orlando.